Why Cambium exists
Los Cabos is one of the fastest-growing real estate and hospitality markets in the Americas. In 2024 alone, public USD sales exceeded $1.4 billion — and the real market, including private master-planned communities, is significantly larger. Capital flows into Baja California Sur from the United States, Canada, and beyond — through direct investment, asset managers, private equity, and individual buyers — all converting into pesos to fund developments, custom homes, and hospitality assets across the state.
Almost none of it is managed. The USD/MXN exchange rate is one of the most actively traded and volatile currency pairs in the world. Over a 12 to 24-month construction timeline, rate movements of 10 to 15 percent are not unusual. That volatility turns every unhedged cross-border transaction into an open position — and for most participants in this market, that position is completely unmanaged.
$1.4B+
public USD real estate sales in Los Cabos (2024)
Developers price and sell in dollars but build in pesos, with no structure around the exchange rate exposure embedded in every milestone payment. Project managers build FX contingencies into budgets instead of hedging. Asset managers and private equity funds deploying capital into Mexico accept execution rates from their banking relationships without benchmarking. Private investors absorb whatever rate they are given on the day.
Cambium was founded to change that. We provide structured foreign exchange management — forward contracts, rate planning, and ongoing advisory — for anyone converting USD, CAD, or any currency into Mexican pesos. Whether you are a developer managing a construction draw schedule, an asset manager deploying capital into a hospitality venture, or a private investor building a home, Cambium is your partner on the ground.
The founder
Founder
- 10+ years across multiple areas of finance
- Capital budgeting, investment strategy, company management
- 4 years working alongside developers and asset managers in Los Cabos
- Real estate and hospitality investment and management
Cambium was founded by a finance professional with over a decade of experience across multiple areas of finance — including capital budgeting, investment strategy, and company management. Born from four years of working directly alongside the developers, general partnerships, and asset managers operating in Los Cabos, the gaps were clear: pre-sale projects exposed to rate moves that put entire developments at risk, engineers using blunt contingencies where structured hedging would have been more effective, and institutional and private investors absorbing exchange rate losses they did not know were avoidable.
Our partnership with Monex
Cambium partners with Monex, one of the world's leading foreign exchange specialists. With over 40 years of operating history, $274 billion in annual FX turnover, and more than 66,000 clients worldwide, Monex provides the institutional infrastructure that powers every Cambium transaction. Your funds flow directly through Monex — never through Cambium. Monex is the regulated execution and settlement counterparty, rated the number one G10 FX forecaster by Bloomberg in four of the last eight quarters. This means you get Cambium's advisory and relationship, backed by institutional-grade execution and security.
$274B
annual FX turnover
40+
years operating
66,000+
clients worldwide
#1
G10 FX forecaster (Bloomberg)
How your funds flow
Your funds never pass through Cambium. Monex is the regulated execution and settlement counterparty.
Let's talk
We take on a limited number of new clients each quarter to ensure dedicated attention.